Join us November 13th, for an evening of Italian cuisine and expert insights into your CalSTRS/CalPERS pension and Social Security, ensuring you leave confident about how your pension will support you in retirement. This seminar, designed for teachers and education professionals, will break down the essentials of CalSTRS and CalPERS, empowering you to take control of your retirement planning. Discover pension benefits, key differences between the systems, and strategies to secure your financial future. Enjoy a complimentary dinner in a relaxed, engaging atmosphere with experts and fellow educators!

Introduction to CalSTRS and CalPERS

• Overview of the two retirement systems
• Eligibility criteria for educators and support staff

Understanding Pension Benefits

• How benefits are calculated
• Factors affecting pension amounts, including years of service and final salary
• The importance of age in determining benefits

Maximizing Your Retirement Benefits

• Strategies for boosting your pension
• Understanding supplemental savings options (403(b), 457 plans, etc.)
• Planning for healthcare and other post-retirement benefits

Navigating the Retirement Process

• Steps to take when you're ready to retire
• How to apply for benefits
• Understanding your retirement timeline and payment options

Post-Retirement Considerations

• Working after retirement: Rules and restrictions
• Tax implications of your pension
• Estate planning and beneficiary options

Speakers:
Marcus Fitzpatrick and Guthrie Cook, Financial Planners and Retirement Advisors specializing in CalSTRS and CalPERS.

Registration Information:
Attendees can register above – Space is limited.
For further information, contact Andrea Kosky, Senior Client Service Representative at (858) 427-9282.